Life is unpredictable. People can never tell for sure what event—good, bad or ugly—is going to come up in their life. When an accident occurs, people do not realise that they could actually have been prepared for such an instance. People tend to think that if they have a medical insurance policy, they do not require an accident policy. A personal accident insurance in India is important for the simple reason that the cost of healthcare is high. This growth rate of the cost of healthcare is not slowing down. An accident insurance policy is specifically designed for unplanned emergencies that occur. However, a regular medical plan is designed to compensate the cost of healthcare. It does not provide any extra benefits when compared to an accident insurance policy.
A personal accident insurance plan takes into account the after effects of an accident. For example, when an individual is disabled after a mishap, a personal accident plan compensates him/her or the family for disability or death. These are benefits that are not provided by a medical insurance policy. Apollo Munich offers comprehensive health insurance and personal accident insurance plans. Details of their policies are available one their website.
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Travel insurance offers medical and non-medical coverage. It is important to have a balance between these two aspects for one to have comprehensive coverage. Apollo Munich Health Insurance gives people the assurance that whatever problem they face, a travel insurance plan can cover it. Their plans cover several add-on benefits.
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We can face accident any time. So, better be prepared for it before it ruins your or your family members’ life. Realizing this, I just bought Apollo Munich’s accident insurance plan.
ReplyDeleteI compared many such plans but at last reached to the conclusion that Apollo Munich offers the best Personal Accident plan.
ReplyDeleteright... apollo munich's PA is the best...
ReplyDeleteMy friend recently had an accident, and it really made me realize that you cannot know for certain when you or your family members may have to face such adverse circumstances. It is best to be prepared. I have found that Apollo Munich offers accident insurance with the best benefits.
ReplyDeleteWhat kind of benefits? Why is it the best?
ReplyDeleteDisha - For example, ambulance charges provided are much larger than those that other insurance companies offer. The plan also comes with an education fund.
ReplyDelete